No. If you would rather never hold Bitcoin, a processor can convert each payment to dollars the moment it lands and deposit cash to your bank. You accept Bitcoin, but you end up with dollars. Holding any of it is an optional decision you make on purpose, not a side effect of accepting.
The setting that decides it
Auto-conversion turns Bitcoin acceptance into what is effectively a dollar payment for you. The customer pays in Bitcoin; you see dollars. If you ever want to keep some, you can, but nothing requires it.
See can I convert to dollars immediately? for the mechanics.
Common misconceptions
- That accepting Bitcoin means becoming a Bitcoin holder. Auto-conversion keeps you in dollars.
Things to avoid
- Holding crypto you cannot afford to see move, unless that is a deliberate choice.