Merchant type · Contractors

Crypto payments for contractors

Contractor standing near his work truck in a residential driveway checking a payment confirmation on his phone after completing a job

Contractors take large, infrequent payments from clients who don't always pay on time. Crypto is useful here in two specific ways: payment is final the moment it confirms, so there's no waiting for a wire to clear, and with no processor in the middle the full project amount arrives without a 2-3% deduction. These guides cover going live with an invoice-compatible payment option, the LLC and tax questions to sort before you start, and the wallet security setup for payments at this scale.

Diagram showing three steps: customer scans QR code, payment confirmed on network, funds arrive in merchant wallet
Horizontal timeline comparison showing payment wait times: paper check takes 7 to 21 days, wire transfer takes 2 to 4 days, crypto settles same day

Recommended guides

Recommended for contractors.

Each is a standalone purchase. Start with whichever matches where you are now.

The 0-to-Live Launch Toolkit cover
Toolkit $29

The 0-to-Live Launch Toolkit

A step-by-step go-live checklist for both the payment-processor path and the self-hosted path. Print it, check it off, go live.

For: Business owners who have decided to accept crypto and want a structured, nothing-missed process for going live.

The Merchant Security Playbook cover
Playbook $29

The Merchant Security Playbook

Wallet choices, key backups, scam-spotting, and a printable security routine. Covers the practical steps for keeping your crypto holdings safe after you go live.

For: Any merchant who has decided to accept crypto and wants to hold funds without relying on a third party to keep them safe.

The "Crypto Accepted Here" Media Kit cover
Toolkit $19

The "Crypto Accepted Here" Media Kit

Signage copy and print-ready specs for counter cards, window decals, and online checkout banners. Everything a customer needs to know before they reach for their wallet.

For: Storefront retailers, restaurants, and online sellers who want professional customer-facing signage without designing it from scratch.

Invoice template on a laptop screen showing a payment options section with bank transfer, credit card, and Bitcoin or Lightning options
Adding a crypto option to your invoice takes minutes and requires no new accounts.
Callout card explaining that large crypto payments require a hardware wallet, sweep routine, and custody plan
Project-sized payments need a different security model than a retail sale.

Free articles

More reading on this topic.

Business & Compliance

Can My LLC Accept Bitcoin?

Yes, with the right accounting setup and record-keeping. Here's what you actually need to know before you start.

Read the article →
Setup

Self-Custody vs. a Payment Processor: Which Is Right for Your Business?

Two different approaches to accepting crypto payments. Neither is universally better. Here's what actually separates them.

Read the article →
See it in action, free

Want to see how the pieces fit before you buy anything? Our free, illustrative walk-through How a contractor could accept crypto on larger invoices shows the whole decision end to end, from first question to a working setup. It is an educational example, not a sales pitch.

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