Short answer

Usually there is no need. Crypto often costs you less than a card, so most merchants simply price the same across methods. A few go further and offer a small discount for paying in crypto to encourage it. Adding a surcharge is uncommon and can discourage the option you are trying to offer.

Common approaches

  • Same price everywhere: simplest and most common.
  • Small crypto discount: passes some of your savings to the customer as an incentive.
  • Surcharge: rarely worth it, and it undercuts adoption.
Free tool

Compare your card cost first with the Credit Card Fee Calculator.

Common misconceptions

  • That crypto needs a surcharge to cover costs. Its cost is often below card fees.

Things to avoid

  • Surcharging an option you want customers to use. It works against you.